Introduction to Buy-Now-Pay-Later (BNPL)

Understanding the BNPL sector through the lens of an investor

I’m Professor Fintech and I’ve been involved in the global FinTech space for close to 5 years now in the capacity of an investor. Through my role, I’ve had the opportunity to dig deep into a plethora of companies that straddle the financial services ecosystem, from payments, to lending, to insurance, to banking. You name it, I’ve looked at it from the lens of an investor. Now I want to share what I’ve learnt about buy-now-pay-later with you!

What you’ll learn

  • Understand the basics of buy-now-pay-later (BNPL).
  • Understand the various business models and distribution channels that exist for BNPL.
  • Understand the various product configurations that exist for BNPL.
  • Understand the value proposition offered to consumers and merchants for BNPL.
  • Understand the key drivers and unit economics for a BNPL business.
  • Understand the differentiators and risks of a BNPL business.
  • Identify the winners in the BNPL space.

Course Content

  • Introduction to BNPL –> 6 lectures • 11min.
  • Economics of BNPL –> 5 lectures • 12min.
  • Outlook of BNPL –> 4 lectures • 10min.
  • BNPL Resources –> 1 lecture • 1min.

Introduction to Buy-Now-Pay-Later (BNPL)

Requirements

I’m Professor Fintech and I’ve been involved in the global FinTech space for close to 5 years now in the capacity of an investor. Through my role, I’ve had the opportunity to dig deep into a plethora of companies that straddle the financial services ecosystem, from payments, to lending, to insurance, to banking. You name it, I’ve looked at it from the lens of an investor. Now I want to share what I’ve learnt about buy-now-pay-later with you!

Through this course, you’ll gain a solid foundation of how buy-now-pay-later works, starting with the basics and building up from there. We’ll cover the latest trends, key business models, distribution channels and product offering to see what all the fuss is about from the point of view of both the consumer and the merchant. Once we have these building blocks in place, we’ll move on to the key drivers of this model and what that means in terms of unit economics and funding sources. This will arm us with the tools required to assess the differentiators and risks inherent to buy-now-pay-later providers, and will ultimately allow us identify the winners in the space. All through the lens of an investor.

At the end of the course, I’ll also provide some resources and further reading to compliment the topics covered and help take you to the next level!

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